AInvestory Terms of Service

Terms of Service Effective Date: 1 January 2026 1. Acceptance By subscribing to our Telegram membership, you agree to these Terms of Service. 2. Service Subscribers receive access to educational market insights, commentary, research, and analysis covering global stocks, cryptocurrencies, commodities, foreign exchange, and related financial topics. Our service is intended solely for educational and informational purposes. 3. No Investment Advice Nothing published through our Telegram channel, website, emails, or other communications constitutes: * financial advice; * investment advice; * portfolio management; * a recommendation to buy, sell, or hold any security, cryptocurrency, commodity, currency, or other financial instrument; or * an offer or solicitation to invest. All investment decisions remain your sole responsibility. You should conduct your own research and consult qualified professional advisers before making financial decisions. Past performance does not guarantee future results. 4. Subscription Membership is billed according to the selected subscription plan. Subscriptions automatically renew unless cancelled before the next billing cycle, subject to the billing terms of the payment provider. 5. Refund Policy Unless required by applicable law, subscription payments are non-refundable after access has been granted. 6. Member Conduct Members agree not to: * redistribute or copy paid content; * share subscriber-only materials publicly; * resell access; * harass other members; * engage in unlawful activities within the community. Violation of these rules may result in suspension or termination without refund. 7. Intellectual Property All content, including text, charts, graphics, research, commentary, and educational materials, remains our intellectual property unless otherwise stated. Subscribers receive a limited, non-transferable license for personal, non-commercial use only. 8. Limitation of Liability We make reasonable efforts to provide accurate and timely information but do not guarantee its completeness, accuracy, or suitability. We shall not be liable for any direct, indirect, incidental, consequential, or financial losses arising from reliance on our content or use of our services. 9. Availability We may modify, suspend, or discontinue any aspect of the service at any time without guaranteeing uninterrupted availability. 10. Termination We reserve the right to terminate memberships that violate these Terms. Subscribers may cancel future renewals at any time through the applicable payment platform. 11. Governing Law These Terms shall be governed by the laws of Indonesia. 12. Contact For questions regarding these Terms, please contact: Email: info@ainvestory.com